Comparing car insurance for many people can be a big hassle.  After all, who has the time to search dozens of websites and compare numerous auto insurance quotes? How do you know you’re getting the lowest price and if there are hidden charges?

Smart Car Insurance Shopping Tips

Things would be so much easier if you could find one site that checks the rates of all the top USA automobile insurance carriers and then provides detailed quotes, from the lowest rate to the highest. Well, there’s one company that can help you find your best rate. 

At Amigo Insurance, you will find smart car insurance solutions, all online, at one convenient-to-use website. You can check and compare dozens of quotes from the nation’s premier car insurance providers in only five or six minutes. 

To put it simply, Amigo Insurance Company does all the hard work for you, so you can focus on the things that matter the most to you, getting good coverage at the lowest possible price. To compare rates now, just enter your zip code and answer a few simple questions about yourself and your car.   

 Shop Online and Save With Direct Pricing  

Intelligent consumers never pay too much for the core products they need, and this includes insurance coverage.  A smart person will review multiple insurers online and call their local agent or broker. Then they are going to select the company that delivers the best overall insurance package, combined with value pricing.  

If you were to move to a new city, you would first check out a large price sample of apartments or homes, including all the offered amenities.  Looking for auto insurance is no different.  

You need to go comparison shopping online first because that’s where the best deals are. More carriers are selling policies direct to the consumer and cutting out pricey agents. This results in huge cost savings that are passed onto the consumer. 

At Amigo Insurance, we do all the hard work of scanning hundreds of national providers, so you don’t have to.  The Amigo Insurance website saves you valuable time, and the average shopper saves over $500 over their old premium rate. Now that is being smart about auto insurance shopping.  Get your web quote today, and let Amigo Auto Insurance prove to you how easy it is to save hundreds on your next policy in only a handful of minutes.     

 Amigo Insurance Partners With Top-Rated Insurance Companies 

Amigo Insurance has amazingly low rates on all coverage types because we’ve partnered with the biggest providers and can offer direct rates other agents can’t. Amigo only does business with carriers that are in a strong financial position and have earned an A rating from rating service A.M. Best. 

No two insurance companies and drivers are alike. Your friend might get a much higher quote from one insurer than you, despite similar driving records and vehicles driven. This is one reason why it’s so important to review at least ten quotes. 

With Amigo Insurance, you can get ten or more quotes in minutes delivered directly to your smartphone or email. Most of the company’s fast growth can be attributed to word-of-mouth advertisers who have told their friends and family how much they save with Amigo Insurance. 

To put it in simple terminology smart insurance shopping means getting online and comparing as many quotes as you can, as fast as you can. This smart auto insurance advantage results in huge savings for Amigo’s valued customers. 

All of Amigo’s partner carriers have an A or higher rating by A.M. Best rating firm and have passed stringent financial viability tests.  Below are just a few of the partner carriers: 

  • State Farm Insurance
  • Progressive Insurance
  • 21st century Insurance
  • Esurance
  • Freeway Insurance
  • Nationwide Insurance
  • Liberty Mutual Insurance
  • Good to Go Insurance
  • Titan Insurance
  • American Family Insurance
  • American Family Insurance
  • Allstate 

 Here are some smart car insurance tips to help you make better choices about the insurance you buy. 

  1.  Don’t always let price be the overriding factor in your decision process. 

Getting insured is more than looking at the lowest-priced policy and buying it. It is, first and foremost, about protecting the assets you have and avoiding horrible financial catastrophes.  Get a policy with the amount of coverage that will protect you if you do get into a serious accident.  Think about how expensive hospital care is and the possibility that you could be out of work for weeks or months.  Purchase the most coverage you can afford with high limits and stay fully protected.   

  1. Once you have selected the Coverage plan, then shop for the best price.  

Now that you have determined the amount of coverage to get, it’s time to get serious and shop for the cheapest quote.  When you apply for coverage, make sure you take advantage of all the discounts that are rightfully yours.  Most insurers will give you price breaks of 10% or more if you have a safe driving DMV record, are currently serving in the military, or are a good student that keeps an above B GPA.  Of course, there are other discounts available. Just remember to see how many you qualify for and apply them all to lower your overall policy cost.  Also, another great way to save even more is to bundle all your vehicles together with one insurer.  You can get super rates by doing this and eliminate the hassle of dealing with multiple insurers. 

  1. Go with an insurer that has a Great Customer Service Tracker Record 

There’s nothing worse than being in a horrible car wreck and not being able to get a hold of your insurance representative and start the claim process. Make sure the provider you do business with has responsive, 24/7 around the clock claim service.  You never know when you will be in an accident, and if it happens in the middle of the night, you will want a helpful representative to assist you.  Also, if you have any questions about billing, claim status or whatever else, your insurer should assist you in a courteous and helpful way.  It’s also smart to check online for the top ten insurance companies’ customer service ratings, and when you buy a policy and consider one of these companies next time you shop for a policy. 

Conclusion 

Take these smart car insurance shopping tips and get your premiums lowered today.  Start your free online quote and see how much you can save with Amigo Insurance. It only takes a few minutes, and many customers save over $550 by switching to Amigo. Get your best rate with Amigo Insurance.