Are you in the market for new car insurance? Do you feel like you are paying just too much for your current coverage and want to try and save some money? Thanks to the internet, all you need to do is apply for car insurance online and choose the best price.

With Amigo Insurance, you can compare direct rates from top-rated insurers and save hundreds on the coverage you need. To check rates now, just enter your zip code and fill out an application in minutes.


Before you get started with buying a direct policy, you will need to get prepared and go over the process. You will be asked a few simple questions like your driving record, credit rating, and income. Having this information in place before you start the Amigo Insurance Quotes Online process will save you a lot of time and frustration.

Once you have the proper information, complete your quote process in about four or five minutes. Then, your custom rate quotes will be sent directly to your phone via SMS messenger and emailed to you.

Here are the most common questions you will need to answer when getting an Amigo Insurance Quotes Online.

 1.  Your Home Address:

 One of the biggest criteria used to determine premium costs is the area you live in. In general, the more urban an area is, the higher your rate is going to be. This might seem a bit unfair, but it’s based on massive amounts of data that track car accidents and thefts.

Each zip code has separate rates based on the data insurers collect. The more collisions and stolen vehicles in your zip, the higher overall rates are in that area. Living in a rural area can often result in lower rates because rural areas have far fewer collisions.     

2.  Type of Vehicle:

What kind of automobile do you have? You will be asked the year, make, model, and body type – 4 or 2 doors. Other questions will likely include safety features such as dual airbags and anti-lock brakes. Make sure you answer each question correctly, so you can get precise Amigo Insurance Quotes online. 

3.  Annual Mileage Driven:

How many miles you drive annually will partially determine the rates you pay for coverage. The more you drive, the more you will be charged. The lowest premiums are given to motorists who drive less than 1,000 miles per month. Also, you may be asked if the use of the auto will be for personal or commercial use. This is important because if you use it commercially, like for pizza delivery, you will be paying more for insurance coverage.

4.  Choose The Deductible Payment:

An important thing you need to decide on is the deductible dollar amount, regardless of what type of coverage you choose. The deductible is simply the dollar amount you must first pay before the insurance company then covers the rest up and to the policy’s limits.

A simple way to save around 10%, and even more, on your premium is to go with the highest deductible allowed. Many people choose deductibles of $1,000 and even higher. For small mishaps like a dent caused by backing into a pole, you might consider not filing a claim, as you would need to pay $1,000 upfront before the insurer covers any other costs associated with the incident. Also, make sure you have the deductible amount set aside if you need to file a claim with your insurer. 

5.  Traffic Record:

Your driving history and DMV record will be looked into to assess your risk to the insurer. If you have serious infractions like a DUI or multiple reckless driving citations, you might not be able to get covered by too many companies. You should get some great car insurance deals if you have a clean record with no accidents and tickets.

6.  Your Current Policy information:

When you fill out an Amigo Insurance Quote form, you will be asked if you are currently insured and who that insurer is. If you are uninsured, you may be asked how long you have gone without automobile coverage. 

Comparing the Lowest Rates Online With Amigo Insurance

Online is the best place to start your journey to a better and cheaper policy. Once you have gathered all your personal info, you are ready to apply for car insurance online and compare quotes. Make sure you apply for multiple company quotes, so you have a large sample to choose from. You can get up to 10 comparison quotations at sites like Amigo Insurance in only 5 or 6 minutes. You can even get help in finding discounts that can save you hundreds more. Get a no-obligation quote from Amigo Insurance and see how fast and easy it is to save $500 or more on the coverage you need.