There are many different auto insurance companies in the United States. The numerous amount of options can make it difficult to narrow down exactly what you want, resulting in decision fatigue. Maybe it’s just too tricky, so you pick a random insurer and go with it. Unfortunately, choosing your auto insurance provider this way can cause you financial issues down the road.
Spend time researching online, reviewing insurers, comparing policies, and getting quotes. Often, companies aren’t upfront about their rates or include hidden costs. This is why you should do a complete analysis of any provider you consider buying a policy from.
We at Amigo Insurance Company Do Shopping for Coverage Easy for You
Enter your zip code and some basic information, and you’ll get ten quotes in less than five minutes. By purchasing auto insurance directly with Amigo Insurance, most customers save over $550. There is absolutely no obligation to purchase a policy. We want to make sure you know you are making the best decision. Several factors affect the price of your quote. It includes things like your income, age, what kind of vehicle you drive, and even your marital status.
Amigo Insurance Company’s main goal is to ensure you can drive your vehicle with peace of mind. Let’s face it; the world is unpredictable. However, insurance doesn’t have to be. We want you to be empowered, to feel secure, and to know that should something occur, we will always be on your side. This is why Amigo Insurance has one of the best claim records in the United States of any insurer.
Buy Your Amigo Insurance Policy Online or With An Agent
One thing that makes Amigo Insurance unique is that we offer two ways to purchase your insurance. You can buy a policy direct online or through an agent who will work with you.
Some people would rather not deal with an agent. If you’re one of them, you can buy a policy online without talking to a representative. You can manage your Amigo auto insurance policy through your smartphone, tablet, or laptop. All you need is an internet connection. You will also save more by purchasing direct coverage.
If you work with an agent, you can custom-design a policy to fit your needs. In addition, you can work with an agent to bundle your insurance to save even more. We offer several lines of coverage. This includes:
- Commercial and Truck
- Boat and Marine
- Motorcycle and Recreational Vehicles
- An Amigo Agent Can Help You Build a Custom Policy
At Amigo Insurance Co, you can manage your policy online. You can pay your bill online, set up automatic payments, check your balance, file a claim, make policy changes, or print out ID cards from your smartphone.
A special perk of Amigo Insurance is that we offer auto insurance plans with the first month free. Just pay a low deposit and see the savings difference firsthand. You’ll love the freedom of our low-cost car insurance coverage.
Amigo also offers several discounts that can save you even more. You can receive a discount by bundling multiple types of insurance, multiple cars, being a good student, being a safe driver, or being in the military. To check the discounts you qualify for, enter your zip code and start your free quote.
Amigo Auto Insurance Coverage
Depending on your policy, you will receive different levels of coverage. It may be a number like 15/30/5. The 15 and the 30 are for medical coverage. It means you are covered for $15,000 per person and up to $30,000 for all injured in an accident. The 5 represents property damage, meaning Amigo will pay up to $5,000 in property damage due to an accident. This is the minimum coverage for the state of California.
The two most common types of auto insurance offered are liability and full coverage. Liability is likely the best way to go unless you have a newer car. It is also the cheapest type of policy. It will protect you from being financially liable for any claims against you for property damage or bodily injury. For example, if you backed into another vehicle, your liability coverage would pay for the damage to the other car. You would need to file an Amigo Insurance claim and pay the deductible amount owed.
Full Coverage vs. Liability
Full coverage insurance includes much more protection than just basic liability. It includes collision, comprehensive, under or uninsured motorist coverage, loss of use coverage, loan/lease payoff coverage, towing, and personal property coverage.
If you have a loan taken out on the car, you’ll likely be required to have collision insurance in case of an accident. This coverage will be subject to a deductible, which you’ll have to pay up to a certain amount before your policy kicks in. With collision coverage, we’ll pay to repair your car or pay you the cash value of your vehicle in the event it’s totaled.
Comprehensive coverage will pay to help repair your car in case of damages that were not caused by a collision with another automobile. Falling under this category are things such as fire, theft, vandalism, weather damage, flooding, or impact on an animal.
UM and UIM is uninsured or under-insured motorist coverage
It provides coverage in the event that the person responsible for an accident doesn’t have insurance or does not have enough insurance. This means that Amigo Insurance will pay your medical bills, then pursue damages from the person responsible for the accident. Many people on the road irresponsibly choose to drive their vehicles without insurance, making this coverage very important to your financial security.
Loss of use coverage covers you in the event that you need to rent a car while your vehicle is being repaired or is temporarily undrivable. Towing or roadside assistance insurance will help pay to tow your car in the case of an accident or mechanical failure.
Compare Amigo Insurance Rates In Minutes
At Amigo Insurance Company, you are the number one priority. Our only goal is to ensure your safety and peace of mind navigating the financial road in life. Though life can be confusing and hard, we want to make it easy and straightforward for you to choose the best insurance coverage for both your lifestyle and budget.
No matter the circumstances, Amigo can help you create a policy that perfectly fits your needs. Start comparing quotes in about five minutes and see how easy it is to save hundreds on quality coverage. Just enter your zip code for a free quote and get on the road to lower rates.