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Get Huge Savings With Amigo Insurance

If you want to find the cheapest car insurance rates, then Amigo Insurance can help. With the Amigo Insurance rate comparison tool, you can review up to ten quotes in a few minutes, right from your cellphone. 

We search hundreds of insurer’s lowest rates to deliver you the best match for the coverage you need. Whether you are looking for a state minimum liability-only policy or a full coverage policy for all your household vehicles, we can help you compare plans and buy right online.  

All you need to do to start comparing the cheapest rates where you live is enter your zip code and fill out a quick application. The entire process takes about four to five minutes. Once you complete the application process, quotes will be sent to your email instantly. 

The quote is entirely free, and there is never any obligation to buy a policy or to speak with an agent or company representative. Amigo Auto Insurance provides a free service that matches consumers to the best rates where they live.

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Helping You Secure the Coverage You Need

Many drivers are unsure about what type of coverage to get and the proper limit amounts. At Amigo Insurance, we help educate the consumer on the major types of insurance and the pluses and minuses of each option. 

Many people that lease an automobile or finance it need to buy comprehensive coverage. These are mandatory requirements that the finance companies impose. Although comprehensive coverage costs a bit more, Amigo Insurance can find you the lowest rates, in addition to assisting you in finding discounts that can save you quite a bit more. We do this by searching for the lowest rates from 100s of regional and national carriers, all to provide you with the best coverage at the best rates. It’s really that simple and why so many consumers love our free quoting service. If you want to compare quotes now, just enter your zip code to get going. 

Liability Coverage From $29 a Month

If you have a used car that has depreciated a lot and don’t drive it that much, you might consider getting a liability-only policy. For qualified drivers, rates can be as low as $29 per month or about $1 dollar a day. Those are rates that almost anyone can afford. 

To get the lowest rates on a liability-only policy with Amigo Insurance, make sure you have no accidents and no tickets for the past three years. Other factors will go into the premium you pay, such as the automobile you drive, but it all starts with a clean driving record. 

State Minimum Liability Only Insurance

If you need temporary insurance with the cheapest rates, consider state minimum liability insurance. Rates start at around $1 a day, but as the name implies, this is minimum coverage. 

Amigo Insurance does not recommend these types of “bare-bones” policies because they can leave someone underinsured in almost every accident if they were at fault for the collision. 

If you are in a cash crunch, then you might want to get a “bare-bones” auto insurance policy for several months, then add higher limits to protect yourself better financially, or preferably upgrade to collision insurance or even comprehensive. Compare quotes for the type of coverage you need in just a few minutes. Enter your zip code to get started. 

Before you buy any policy, make sure you do thorough due diligence. Go over several articles on the pros and cons of any company you are considering insuring your vehicle with. Also, always read the fine policy print before you sign it.  

What Affects Insurance Rates the Most

There are so many things that go into pricing your premium. No two people are the same, and no two insurance companies are the same. This is why it’s so important to compare rates from several insurer’s so you can have a  better chance of getting the cheapest rate. 

Many Things Factor Into Premium Costs 

  • The age of the Driver
  • Driving Record
  • Driving Experience
  • Vehicle Driven 
  • Address Where the Vehicle is Parked 
  • Credit History
  • Annual Miles Driven 
  • Marital Status
  • Homeowner or Renter 

In short, the less of a risk you are to an insurer, the lower your rates will be. If you have outstanding tickets on your record, get them removed as soon as possible by going to traffic school or by other means.  

The Type of Vehicle You Drive Impacts Rates

One of the biggest factors that go into the car insurance rates you pay is the automobile you drive. In general, newer and more expensive vehicles cost more to insure. A $65,000 nearly new Jaguar is going to cost more to insure than a $4,000 fifteen-year-old Toyota Corolla. 

This is because the repair and replacement cost of the Jaguar is significantly higher than the Corolla. A moderate accident could easily do $10,000 in damages to a new Jaguar, and that is why rates are higher for a newer vehicle. 

Sports cars and exotic vehicles also cost more to insure, especially for drivers under the age of 25. Get a boring used vehicle with a four or six-cylinder engine if you want to get the cheaper premiums. The more boring the car is, in general, the lower your premiums will be.  

Senior Car Insurance

Amigo Insurance loves senior drivers. We can help drivers over the age of 55 get some of the lowest rates in all 50 states. We have special discounted rates for senior drivers with good driving records that drive less than 800 miles per month. 

Many seniors cannot afford their car insurance rates to go up every year. Amigo Insurance has the solution. Get a quote online or over the phone, and we will help you find the same coverage with lower premiums. If you prefer to call, don’t hesitate.    

Discounts that Can Save You Big Bucks

Everyone loves a good discount, and at Amigo Insurance, we can help you get all the discounts possible. Getting multiple discounts can save you $100s per year. Here are a few: 

  • Good Driver
  • Good Credit Score
  • Teacher
  • Good Student (Must Maintain a 3.5 GPA or Higher)
  • Military and Veteran Discounts
  • Low Mileage Discount
  • High Deductible Discount
  • Bundling Auto and Home Insurance Discounts
  • Multi-Vehicle Discounts
  • Enhanced Safety Devices Discounts 

One of the most recommended discounts is choosing a high deductible. A deductible of $1,000 or more can save you 15% off your policy. This adds up year over year but makes sure you have the deductible amount set aside.  

Top-Notch Customer Service

At Amigo Insurance, our passion is our customers. We work hard to deliver the best auto insurance shopping experience for our valued customers. This means around-the-clock customer service, no matter how big or small your issue is. 

We want each customer to get the best auto insurance coverage at the cheapest rate. We work hard to deliver rates consistently 15% to 20% lower than the competition. This is one reason why Amigo Insurance has grown so fast over the past few years. Our customers want low-cost insurance, and that is what we deliver. Call today for a free quote and see how much you can save.  

Why Choose Amigo Insurance?

We make buying auto insurance fast and easy. We save you money by searching around the country and giving you the top 10 cheapest quotes. Our service is totally free, and there’s no pressure to buy a policy. Most customers report saving about $500 using our free comparison quote service. Some customers save even more!  

So what are you waiting for? Compare Amigo Car Insurance rates today and lower your insurance bill. To get started, enter your zip code. See how much you can save in about five minutes.